tips

3 Things Not to Do Before Purchasing a Home

1. No Major Purchase of Any Kind Review the article titled, “Don’t Buy a Car,” and apply it to any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings……and automobiles, of course. 2. Don’t Move Money Around When a lender reviews your loan package for approval, one of the things they are...

9 Steps to Home Ownership

Step – 1 Make the Decision to Buy. It seems obvious, but it’s good to note that the first step to buying a house is making the decision to buy. Consider the reasons you want a new house and write them down. Determine how long you want to live in the new house – does buying still make good financial sense? Can you afford a house that will meet your list of requirements? A good rule of thumb is your...

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